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Confidential Mortgage Pre-Approval
When you are ready to purchase a home, it makes sense to negotiate from the strongest
position possible. In a strong real estate market, sellers can be more selective in the final buyer
they choose to negotiate with. In such a crazed seller's market, it's not uncommon for a home
seller to receive multiple offers on their property. With that said; there are certain things you
can do to make certain that your offer is the one Seller goes with.
The vast majority of Purchaser's today go about the process entirely wrong, putting
themselves at an overwhelming disadvantage!
Let's look at this from the Sellers perspective for a moment. If you were the Seller and had
multiple offers on your property, all things being equal, would you accept the one with
Certificate of Financing Approval or the one that was still conditional on Financing? The
answer is obvious. Why then, do so many buyers wait to start the financing until after they have
found the home?
What I have found is that those buyers are usually very good, qualified buyers and are not
worried about getting approved. Even though they usually are correct and will ultimately be
Approved, the Seller in most cases has no guarantees.
Lastly, from a cost savings perspective...
As a prospective purchaser, it makes all the more sense to start the financing early on so you
can get a firm handle on your interest rate and estimate of points and closing costs. If you do
this before finding a home, you are not under any time constraints and are less likely to over
pay like a buyer who has found a home and is under strict time constraints.
Should you decide that you wish to take advantage of Pre-Approval, simply complete the
information form. We will locate the absolute best mortgage rate and lowest closing costs
possible and process your application without any cost or obligation.
position possible. In a strong real estate market, sellers can be more selective in the final buyer
they choose to negotiate with. In such a crazed seller's market, it's not uncommon for a home
seller to receive multiple offers on their property. With that said; there are certain things you
can do to make certain that your offer is the one Seller goes with.
The vast majority of Purchaser's today go about the process entirely wrong, putting
themselves at an overwhelming disadvantage!
Let's look at this from the Sellers perspective for a moment. If you were the Seller and had
multiple offers on your property, all things being equal, would you accept the one with
Certificate of Financing Approval or the one that was still conditional on Financing? The
answer is obvious. Why then, do so many buyers wait to start the financing until after they have
found the home?
What I have found is that those buyers are usually very good, qualified buyers and are not
worried about getting approved. Even though they usually are correct and will ultimately be
Approved, the Seller in most cases has no guarantees.
Lastly, from a cost savings perspective...
As a prospective purchaser, it makes all the more sense to start the financing early on so you
can get a firm handle on your interest rate and estimate of points and closing costs. If you do
this before finding a home, you are not under any time constraints and are less likely to over
pay like a buyer who has found a home and is under strict time constraints.
Should you decide that you wish to take advantage of Pre-Approval, simply complete the
information form. We will locate the absolute best mortgage rate and lowest closing costs
possible and process your application without any cost or obligation.
Obtain the Best Rates & Lowest Closing Costs
| www.waynelawler.com Email: waynelawler123@sbcglobal.net |
WAYNE LAWLER (708) 712-0858
WAYNE LAWLER
Broker
Lifetime Multi-Million Dollar Club
Broker
Lifetime Multi-Million Dollar Club
WAYNE LAWLER
